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Who is Covered?

This program provides Accident Medical coverage for all players, coaches, managers, and volunteer workers of your team or league. It also provides General Liability protection for your players, coaches, managers, officers, directors, and team or league against claims of bodily injury liability, property damage liability and the litigation costs to defend such claims.

Accident Medical Coverage

Medical Expense Benefit: $25,000.00 “Eligible expenses” means charges for the following necessary treatment and service, not to exceed the usual and customary charges in the area where provided:

• Medical and surgical care by physician
• Radiology (X-Rays)
• Prescription Drugs and Medication
• Dental treatment of sound natural teeth
• Hospital care and service in semi-private accommodations or as an out patient
• Ambulance service from the scene of the accident to the nearest hopital
• Orthopedic appliances necessary to promote healing

Accidental Death & Dismemberment Benefit: $5,000

If a covered injury results in any of the losses below within 100 days after the accident, the Company will pay the applicable amount;

• Full Principal Sum for loss of life
• Full Principal Sum for double dismemberment
• 50% of the Principal Sum for loss of enclosed, one hand, one foot, or sight of one eye

General Liability Covered

$1,000,000.00 per occurrence
$2,000,000.00 aggregate

Coverage includes Suits Arising Out of:

• Injury or death of participants (when purchased with accident coverage)
• Injury or death of spectators
• Injury of death of volunteers
• Property damage liability
• Host liquor liability (non-profit)
• Incidental medical malpractice
• General Negligence claims
• All activities necessary or incidental and practice
• All activities necessary or incidental to conduct of activities
• Cost of investigation and defense of claims, even if groundless
• Ownership use or maintenance of gyms, or fields
• Participant liability (when purchased with accident coverage)

Other Highlights

• Additional Insured included
• 3-year accident coverage benefits period
• Fast Policy Issuance
• Higher liability limits available
• Hired and non-owned auto liability
• Sexual abuse and molestation liability coverage available

Additional Program Information

This program is specifically designed to provide insurance protection for all activities of your softball team including, scheduled or supervised games, practice sessions, clinics, tournaments, and year round fund raising and award banquet activities. Coverage is also provided for travel directly to and from such activities.

Coverage for umpires is included provided the umpire is not a paid “employee of the league.” Employee means the umpire is receiving a tax deductible income from the league.

Coverage will begin on the effective date requested in the application or the date the completed application and premium payment reaches the carrier, whichever is later.

How to Enroll

Complete the enrollment application.
Calculate premiums in the spaces provided using the corresponding rates to the plan you have chosen.
Mail the form, official roster and annual premium payment to:

Claims Procedures

Upon enrollment you will receive a supply of claim forms along with your accident Medical policy.

In the event a loss occurs, simply complete the claim form and mail to the address printed on the claim form.

Important Facts About the Coverage

Two additional insured per league is provided at no additional cost. Please include name, address, city, state, and zip.

Individual Certificates of Insurance will be sent promptly.

Copy of Policy $25.00 Per Policy.